Ever sensitive to the needs of the Dandora community WAC realized that the problem of unemployment grows by leaps and bounds. This is why in 1987 an enterprise and business assistance initiative was started. The objective of the initiative is to develop entrepreneurial skills and to support small businesses. This is WAC's contribution towards alleviation of poverty and unemployment among the people of Dandora and especially women and youth.

The small business loans and the hiring of an officer to manage it was made possible through the generous assistance by Ford Foundation.

In 1992 the loaning approach changed from one that operated through individuals to one that focused on groups, much in line with the Grameen Bank Model which is a group based micro credit methodology started in Bangladesh.

The groups are formed after the assessment of their businesses and members are supposed to act as security for each other. They are trained on the management of funds and required to save for at least eight weeks before they receive loans. The savings serve to show the commitment of the clients to the loan repayment. They are also an insurance against default and the interest an income for them. Other forms of security are their assets including land documents.

Over 80% of the beneficiaries of the Small Business Programme are women.